Corper wee! 77k Nysc allowance is big oo! But at the same time, it is very small, considering the current state of the economy and how expensive almost everything has become.
So, before thinking of ways to flex yourself as soon as your allawee drops in your bank account, here are 5 ways to make the best use of your Allawee.
Some will bring you closer to Sapa, some will make you richer than you were before Nysc.
Let’s get right into it
Become Santa Claus
Remember how your Nigerian parents used to call you “Father Christmas” after you’ve generously given out all your pocket money in school? Yes, use your allowance like the Father Christmas that you are.
Every billing that comes your way, fulfil it. Every urgent 2k request that finds its way into your DM, send it. In fact, you don’t even have to wait for the billing to come to you, just tell all your friends if they need anything, they should always reach out to you.
By the time you realize that your Nysc allowance doesn’t get past the second week before going from 77K to 7k, you’ll understand why some givers always lack.
Start a Business
Yes, you heard that right. Fellow corpers are starting businesses with their allowance, so I believe you also can. It doesn’t have to be something big, you don’t even need to rent a shop or hire a salesperson.
You can start small. It can be a tailoring or footwear-making business that you tell people about in church or at the mosque. It can even be a small chop business that you do in your kitchen and sell at your PPA or during clearance and CDs days.
Use your allowance to supplement the skill you already have or pick a skill in SAED (skill acquisition and entrepreneurship development) and learn it dedicatedly.
Invest In Your Tomorrow
Need I say more? Invest and invest wisely so that after your service year, you won’t go back to square one. I would’ve said invest in landed properties, but is it the 77K Allawee you want to use in buying lands? Except you’re posted to one very remote area.
But with your phone and an app like Fusion, 20k is more than enough to invest with. You can become an international Corper investing in US stocks from Nigeria and earning your returns in dollars. Low-key soft life.
If you happen to get a good PPA that pays well, splendid! Now you have more leverage to make the best use of your allawee. And that is investing it so your money can work and grow itself while you worry about clearance, PPA, and CDS.
ALSO READ: From Spending to Investing: How Fusion Helps You Build Wealth
Chop Life Before Life Chop You
You just received your 77k allowance for the month, who am I to tell you not to chop life and enjoy your money? Omo enjoy oo, if you used to eat only beef before, upgrade to turkey and chicken plus catfish barbecue once in a while or regularly.
But remember to spend wisely oo! Because Sapa doesn’t hear “had I known,” and when Sapa comes knocking on your door. E no go funny at all.
If your house is now becoming boring and you need to flex a little, look out for the coolest events happening around you so you can take your bae, your boo, or your friends out for a good time.
ALSO READ: NYSC Corper on How She Started a Controversial Alcohol Business Up North.
Save For Rainy Days
Corper wee! Save oo! So your allawee can save you on the day there’s nowhere to turn to. Life after service without that steady monthly 77K can hit hard, especially if that’s your only source of income. So save as much or as little as you can.
Put aside 10k, 17k, or 30k every month. Put it into your savings/investment account on Fusion, and you’d be surprised at how much it’ll grow before the end of your service. Also, remember to discipline yourself not to eat into your savings except it’s an emergency.
When you intentionally save part of your allowance, you give yourself a chance to start something for yourself after Nysc without asking for much from anybody. Your savings will also come through for you when there’s an emergency, so you’re not stranded.
ALSO READ: 6 Ways Your Salary Can Work Hard For You
We’ve put together this list because we always want the best for you, but at the end of the day, making the best use of your Nysc allowance is a choice for you to make.
Will you become Santa Claus and spend your allawee like every day is Christmas? Or will you save for rainy days and invest in your future? I’m pretty sure you know the best choice to make.
So, sign up on Fusion today to start saving and earning in dollars by investing in US stocks.
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